The USACB Process

The Process

The USACB Process is designed to save the American family time and money. We accomplish this task by eliminating 99% of the traditional obstacles that currently exist for the homeowner, which aids us in “Truly Making the American Dream Affordable”. The USACB Process is the “New, Revolutionary Way to Purchase and Own a New Custom Built Home.” We ascribe to the K.I.S.S. motto of “Keep it Simple and Successful” and our process is just that; Simple & Successful”.

Phase I. 

     1. Complete the New Home Ownership Application

     2. Pay the Application Fee for a single ($199.00) or joint ($299.00) applicant. This fee is Non-           Refundable. 

     3. Approval typically takes 2-3 weeks.

Phase II. 

Upon approval, you will be scheduled to meet the Designer Sales Team where you will go through a 5 step process which includes:  

      I. Signing of the New Home Ownership Design Activation Agreement, pay for Designer                    Activation Fee, and receive 8 floor plans.

    II. Purchaser will provide selected floor plan, identify modifications to the selected floor                    plan.

  III. Purchaser and Designer Sales Specialist will review revisions of the floor plan, make all                selections for each room of the home: flooring, cabinets, counter tops, wall colors, etc.

  IV. Purchaser and the Property Coordinator will work together to select and determine the                location for build.

   V. Purchaser, Designer Sales Specialist and Project Manager will go over pricing,                  Principal Payment Deposit will be paid, and finalization of the Fixed Payment Contract will be                   completed.  

Phase III.

       Construction phase begins January or June of each year. This is when your Construction             Principle Payment will begin and the building process begins. Building can take 6 months to 1 year to complete.  Construction phase includes but is not limited to the preparation of  the grounds, blueprints, permits, sole testing, inspections, building of the home, etc. 

The USACB New Home Ownership process includes No Interest, No PMI, No Credit Restrictions (Debit to Income Ratio must be 60/40), 100% Principal Payments and the opportunity to pay off and own your new home in 15-18 years. There’s truly no other program in existence that can compete with the USACB New Home Ownership Process & Program.


  • Household income of $24,000.00 or more a year. 

  • A 60/40 Debt to Income Ratio

  • Current and past Job History 

  • 3 Personal References

  • Good Rental/Lease Payment History for the past 24-48 Months

Commitment to Our Customers

The primary goal of US American Custom Builders is delivering a custom, high quality product at a fair and decent price with excellent customer service.

Good Credit! Bad Credit No Credit! OK!”…to all who qualify. Our focus is your ability to pay your monthly bills, as well as, your new custom-home Fixed Payment Contract. We require a 60/40 Debt to Income Ratio (Your monthly income needs to be 3 times your monthly expenses, MINUS your current rent/lease payment). The USACB system is set up the way it is because we're not solely motivated by profit, but by engineering, and constructing a good, quality product for a fair and decent price. We want all of our new custom-built home clients to pay off and own their homes within 15-18 years. At USACB, we believe that we can build a superior product, sell that product to an American family at a fair and decent price, help them not only stay in that product, but help them to pay it off sooner than later.

The USACB Process is designed and constructed so that every party to the transaction walks away happy and willing to not only do business again, but refer new business.

We Offer: Unlimited Upgrades

  • Extreme Green Package – The house that pays for itself and also “Pays you to live in it.”

  • Fully furnished homes with high-quality furniture and professional staging also available.

  • Fully furnished appliances featuring Wolfe, Viking, and other top brands.

  • Swimming Pools

  • Lifetime Roofs

  • Custom Patios & Outdoor Kitchens

  • Custom Flooring

  • Custom Woodwork

  • Security Cameras

  • Remote Access

  • Generac House Generators

  • Custom Rod Iron Fencing

  • Ductless Air Conditioning

  • Custom Designed Kitchens

  • Custom Closets

  • Custom Electrical & Lighting

  • Custom Landscaping